Banking options for Hong Kong Company

Last updated Jan 2026 No matter the industry, nationality, size, or customer base of a company, one of the most common questions after incorporation is: “What comes next? How do I open a bank account?” Entrepreneurs often want clarity on remote banking options, how simple the process is, how long it takes, whether multi‑currency support is available, and ultimately, with so many choices in the marke, how to select the right fit. Today, Get Started HK will outline some practical solutions. Traditionally, opening a bank account in Hong Kong required an in‑person interview with bankers, usually lasting about an hour. For those based in Asia, this was relatively convenient since Hong Kong is only a short flight away. But for entrepreneurs in cities like London, Melbourne, or Barcelona, the journey was far more time‑consuming. And as we all know, time is money, Hong Kong attracts business owners from all over the world, not just Asia, so alternatives were needed. By the end of 2025, Hong Kong had reached a record 1.56 million registered companies, the highest number among Asian economies, and about 230% more than Singapore. With so many companies incorporated, it was inevitable that solutions would emerge for entrepreneurs who live far away and cannot easily travel. That’s where NeoBanks stepped in. These digital‑first institutions have disrupted the traditional banking model by listening to customer pain points and solving them directly. While conventional banks assumed clients would always come to them, NeoBanks flipped the script, offering remote account opening, faster onboarding, better foreign exchange rates, and seamless digital services. Today, almost every entrepreneur leans toward NeoBanks for convenience and efficiency. Meanwhile, traditional banks, like HSBC, OCBC, DBS are working hard to regain market share. They are trying different ways to simplify their processes and compete with the digital experience. It’s an exciting shift to watch, as the competition ultimately benefits customers by making banking more accessible than ever.  

What are the common banking options in 2026? 

Just as the United States has Bank of America and JPMorgan Chase, Australia has ANZ and Commonwealth Bank, and Europe boasts giants like Deutsche Bank, Santander, and UBS, every region has its flagship institutions that shape the financial landscape. In Hong Kong, that role is now being filled by a new generation of NeoBanks. These digital‑first platforms, including Airwallex, Currenxie, and Payoneer, are fully regulated by the Hong Kong government and have quickly become the preferred choice for startups and SMEs seeking:

• Convenient remote account opening.
• Robust multi‑currency support.
• Competitive and fast FX transactions.
• Seamless integration with global payment networks.

You may wonder why some of the flagship banks or fintechs from your own country don’t dominate the Hong Kong market. The reality is that while many international banks and platforms are registered in Hong Kong, they don’t always invest equally across every market. For example, Wise, which is hugely popular in Europe, has a presence in Hong Kong but offers only limited functionality, mainly remittance services rather than full multi‑currency accounts. This gap is exactly why Hong Kong entrepreneurs increasingly turn to homegrown NeoBanks, which provide more comprehensive solutions tailored to local and international business needs.

Airwallex – From Coffee Shop Idea to Global Unicorn

Founded in 2015 in Melbourne, Airwallex has grown from a coffee‑shop idea into one of the world’s leading fintech unicorns. Today, it not only powers cross‑border payments and FX services for thousands of businesses but also partners with global icons in sport and business.

• Formula 1 Partnership: Airwallex is the Official Partner of McLaren Racing, supporting the team’s multi‑currency financial operations and showcasing its brand on the McLaren MCL38 and driver gear.
• Football Collaboration: Airwallex also teamed up with Arsenal Football Club, strengthening its global visibility.
• Debit Card Services: The company issues Visa debit cards that are simple to use and highly practical for entrepreneurs.

GetStarted HK has proudly been named Airwallex Partner of the Year (Hong Kong) for three consecutive years between 2023, 2024 & 2025. Our team has personally tested the Airwallex Visa debit card and can confirm its reliability and ease of use. While some online reviews mention slower response times, clients referred through GetStarted benefit from a dedicated Airwallex officer. With our staff communicating directly on your behalf, cases are prioritized and resolved much more smoothly.

Payoneer – VIP Support Through GetStarted

Since 2005, Payoneer has grown into a global leader in cross‑border payments, serving millions of businesses worldwide. What makes our partnership unique is the process we’ve built for you: whenever you open a Payoneer account through GetStarted, we immediately set up a WhatsApp channel that includes both Payoneer staff and our own team. This means you get direct, hand‑in‑hand support from two sides at once, a level of service that’s rare in the industry. Think of it like having two adults guiding a child: even if you’re already an established business, this dual support makes everything smoother, faster, and more beneficial. With GetStarted by your side, Payoneer becomes not just a payment platform, but a VIP experience.

Currenxie – A Trusted Long‑Term Partner

Founded in Hong Kong in 2014, Currenxie has built a strong reputation as a global payment network, helping businesses collect, exchange, and send money across borders. Its flagship Global Account provides multi‑currency virtual accounts, making international transfers and FX simple and efficient. At GetStarted HK, we’ve worked with Currenxie for many years, and they remain one of our long‑standing partners. Over time, we’ve seen them consistently handle customers with professionalism, clear communication, and fluent English, that make them a reliable option for entrepreneurs. Our long experience with Currenxie means we know how they operate, and we’re confident they can provide solid support for businesses looking to expand globally.

Summary 

 

Banks outside Hong Kong (The below were written in 2020 and reflects historcal banking practices)

The information below were wriiten in 2020 and reflects historical banking practices for Hong Kong companies. As of 2026, the trend has shifted strongly toward opening NeoBank accounts, digital‑first banking solutions that allow remote onboarding, faster compliance checks, and seamless integration with modern business tools. For those who enjoy looking back at how things were done before NeoBanks became mainstream, here’s a snapshot of the traditional options. CIM Bank (Switzerland) 

When we talk about Switzerland, many business owners would have thought of the world class banking. It is all about secrecy and it is part of the landmark federal law. CIM bank is in Switzerland. Privacy is one of its core values. The Bank is regulated by the Swiss Financial Market Supervisory Authority and is a member of the Swiss Exchange. According to CIM’s website, its service for SWIFT payment was recognized by Deutsche Bank and J.P Morgan for the past 10 years. CIM bank can open corporate accounts for Hong Kong company remotely.

Belize Bank (Belize) 

The Belize Bank Limited (BBL) is based in Belize. The bank has 100 years of history. It was incorporated in 1902 and was known as Bank of British Honduras. Ten years later, the Royal Bank of Canada purchased the bank operation. Belize Bank purchased the operation in 1987 and the name has been changed to “The Belize Bank Limited”. The official language of Belize is English.

Bank One (Mauritius)

Bank One is a commercial bank in Mauritius.  The Bank has a total of 13 branches in the country. Its service was recognized as one of the best in ecommerce risk management by VISA  5 years ago. Apart from providing service in Mauritius, Bank One also has physical presence in South Africa. They are willing to serve customers who are interested to enter into the African market.

Standard Chartered (Malaysia)

Standard Chartered is one of the most famous banks in the world. It has 160+ years of history. The Bank has physical presence in 59 markets, and it has over 85,000 employees worldwide. Standard Chartered is listed on the London and Hong Kong’s Stock Exchanges. Standard Chartered (Malaysia) welcomes Hong Kong company to open a corporate account with them remotely.

ABC Banking Corporation (Mauritius) 

ABC Group is based in Mauritius. According to its website, ABC group has around 89 years of history and it has become one of the top 100 entities in the Indian Ocean. ABC has business in different fields, including but not limited to banking, automobile, shipping and logistics. ABC Banking Corporation provides service to both domestic and international customers. ABC Bank is willing to open a corporate bank account for Hong Kong company remotely.

DBS (Singapore)

DBS Bank is a multinational bank which is based in Singapore. The Bank has physical presence in 18 markets. It has a “AA-” and “Aa1” credit ratings. It is one of the highest-ranking banks in the world. It has also been named as the “Best Bank in the World” by Global Finance in 2018.  DBS has also been recognized as the “Safest Bank in Asia” by Global Finance for 10 consecutive years since 2009. DBS has a total asset of 551 billion (SGD). It has over 200,000 Corporate banking customers and over 26,000 employees. DBS (Singapore) can open a corporate account for Hong Kong company.

 

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Disclaimer: This article is intended for reference only. The above information is provided to you on an “AS IS” basis without any express or implied warranty of any kind and is provided for a general, indicative purpose only. In particular, Get Started HK Limited does not make any express or implied warranty as to the accuracy, reliability, security, timeliness in relation to such contents. Bank or E-wallet fees may vary from time to time. If you are interested in the above-mentioned banks or platforms, you should confirm pricing with them directly before you start the application.